{"id":163,"date":"2010-04-22T10:55:28","date_gmt":"2010-04-22T15:55:28","guid":{"rendered":"http:\/\/pensionblog.com\/?p=163"},"modified":"2010-04-22T10:55:28","modified_gmt":"2010-04-22T15:55:28","slug":"cash-balance-plan-surge","status":"publish","type":"post","link":"https:\/\/viaactuarial.com\/2010\/04\/22\/cash-balance-plan-surge\/","title":{"rendered":"Cash balance plan surge"},"content":{"rendered":"<p>I&#8217;ve been amazed at how many times this little <a href=\"http:\/\/benefitslink.com\/links\/20100416-077496.html\">tidbit<\/a> about the popularity of cash balance plans has appeared and reappeared in the news.  That&#8217;s great, because many employers and financial planners are still unaware of what&#8217;s possible.<\/p>\n<p>It makes sense that a big surge has come since 2001. \u00a0 That was just after the \u00a7415(e) limits on combined DB\/DC plans were repealed and we started setting up new cash balance plans.\u00a0 Before, you couldn&#8217;t have both the maximum contribution to a DC plan and the maximum benefit from a DB plan.<\/p>\n<p>Now you can, and that works especially well for multiple-owner firms (like law firms, medical groups etc.) who want to get past the maximum DC contribution ($49k this year).\u00a0 Some firms can deduct an additional $100k or more per owner.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>I&#8217;ve been amazed at how many times this little tidbit about the popularity of cash balance plans has appeared and reappeared in the news. That&#8217;s great, because many employers and financial planners are still unaware of what&#8217;s possible. It makes sense that a big surge has come since 2001. \u00a0 That was just after the [&#8230;]<a class=\"understrap-read-more-link\" href=\"https:\/\/viaactuarial.com\/2010\/04\/22\/cash-balance-plan-surge\/\">Read More&#8230;<span class=\"screen-reader-text\"> from Cash balance plan surge<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[3,4,5,6],"tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cash balance plan surge - Via Actuarial Solutions<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/viaactuarial.com\/2010\/04\/22\/cash-balance-plan-surge\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cash balance plan surge - Via Actuarial Solutions\" \/>\n<meta property=\"og:description\" content=\"I&#8217;ve been amazed at how many times this little tidbit about the popularity of cash balance plans has appeared and reappeared in the news. That&#8217;s great, because many employers and financial planners are still unaware of what&#8217;s possible. 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